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© 2022 Balance Homes Inc.
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Rev. March 2022

WHAT DOES BALANCE DO WITH YOUR PERSONAL INFORMATION?

Why?

Companies choose how they share your personal information and federal law provides consumers with the right to limit some, but not all, of the sharing of your personal information. Balance voluntarily complies with federal law in this area.  Please read this notice carefully to understand how we collect, share, and protect your personal information.

What?

The types of personal information we collect and share depend upon the product or service you have with us. We collect and share a variety of personal information from you during the term of our relationship with you. This information can include:

  • Social Security Number and Income
  • Credit History and Credit Scores
  • Assets and Account Balances

When you are no longer our customer, we will continue to share your information as described in this notice. 

How?

We need to share customers’ personal information to operate our business and provide our products and services. In the section below, we list the reasons we can share your personal information; whether we choose to share your personal information for any of these reasons; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does Balance Share?

Can You Limit This Sharing?

For our everyday business purposes —
such as to consider and process your transactions, maintain your and the properties’ account(s), manage the co-ownership relationship, respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes —
to offer our products and services to you

Yes

No

For joint marketing with financial companies

No

We Do Not Share

For our affiliates’ everyday business purposes —
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes —
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

No

We Do Not Share

To Limit Our Sharing

Email us at legal@balancehomes.com and indicate that you would like to limit our information sharing.  

Please Note:  If you are a new customer, we may begin sharing your information 30 days from the date you received this notice.  However, you can contact us at any time to limit our sharing.  

Questions?

Call 844-520-1234 or go to www.balancehomes.com‍

Who we are

Who is providing this notice?

Balance Homes, Inc.

What we do

How does Balance protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Balance collect my personal information?

We collect your personal information in a number of ways, for example, when you
• Apply for a product;
• Provide application information; or
• Give us your contact information; or
• Co-own a home with us.
We also collect your personal information from other parties, such as credit bureaus, escrow and settlement companies, and affiliates.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes — information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for a product or service I hold jointly with someone else?

Your choices will apply to everyone on your product or service.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Our affiliates include companies such as property holding companies, managers, and product servicers.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Balance does not share your personal information with non-affiliates to market to you.

Joint marketing

A formal agreement with a non-affiliated financial company that together markets financial products or services to you.
• Balance does not engage in such joint marketing.

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