The affordable, flexible mortgage alternative
Access your home equity to get the cash you need to pay off your mortgage and other debt.
You’re almost there!
Simplify your finances
Break the debt cycle and get back on track.
Pay off your debt
Use your existing home equity to eliminate high-interest debt and monthly payments.
Lower your payments
Payments up to 30% lower compared with current monthly mortgage and debt payments.
Flexibility, built-in
Life happens. Get access to an emergency reserve to cover unexpected expenses.
Rebuild Your Credit
With their debt paid off, many of our co-owners see their credit scores immediately increase.
Most single-family homes qualify
No minimum credit score, takes 1 minute
How Balance works
We invest in your home, you stay in control
Balance replaces your mortgage and joins you as a silent co-owner. Providing cash today for a share of your home’s appreciation. You remain an owner living in the home, all while staying in control.
Consolidate your debts to lower your payments
Get up to $600k to pay off your mortgage and other debts. You’ll make a monthly payment to Balance that also includes your share of taxes, insurance and HOA fees. As a Co-Owner, Balance also pays our share of these expenses each month.
Rebuild your credit and go back to a traditional mortgage
Get your finances back on track and improve your credit score. With no minimum term, you have the flexibility to repurchase your equity when you're ready to refinance into a traditional mortgage. Or choose to sell your home and keep your share of the proceeds.
Get your free proposal today
Takes 1 minute | No minimum credit score
Don’t just take our word for it
“Balance Homes was amazing to work with. Their team walked us through the entire process and was always available to help us with any questions we had. Everything was up front, with no hidden agenda. I look forward to continuing to work with Balance Homes!”
“Balance helped me and my family at a time when no one else could. I appreciate their willingness to help me to achieve my goals. Thank you for your passion and dedication.”
“Awesome. Balance arrived in my life at a time when I needed them most. Balance provided me with a product that gave me the flexibility I needed to get back on my feet and move my life in a positive direction. The staff understood my situation, remained patient throughout the entire application and approval process, and help me feel comfortable about every step of this new beginning. Thank you, Balance!”
“What a great team. They all worked together excellently. Any questions I had during the process was great and they explained everything. I do recommend them to be the help you need.”
“Everyone I have talked to at Balance is always so supportive and friendly… They really want to help you make the whole experience a positive one. They were able to help me keep my home and get back on financial track.”
“I have had one of the most supportive, pleasant and superb communications with Balance Homes. The team reminded me that we were on the same page, had my goals as the ultimate focus and I felt the human interactions every time. I never felt pressured, nervous or unsure. Any questions I had were promptly answered and the team never made me feel insecure or silly anything I wanted clarification on.”
