Goodbye✌️mortgage. 👋 Hello equity.
Access your home equity to get the cash you need to pay off your mortgage and other debt.
Low Credit? No Problem.
Simplify your finances
Break the debt cycle and get back on track.
Pay off your debt
Use your existing home equity to eliminate high-interest debt and monthly payments.
Lower your payments
Payments up to 30% lower compared with current monthly mortgage and debt payments.
Flexibility, built-in
Life happens. Get access to an emergency reserve to cover unexpected expenses.
Rebuild Your Credit
With their debt paid off, many of our co-owners see their credit scores immediately increase.
Most single-family homes qualify
No minimum credit score, takes 1 minute
How Balance works
We invest in your home, you stay in control
Balance replaces your mortgage and joins you as a silent co-owner. Providing cash today for a share of your home’s appreciation. You remain an owner living in the home, all while staying in control.
Consolidate your debt to lower your payments
Get up to $680k to pay off your mortgage and other debts. You’ll make a monthly payment to Balance that also includes your share of taxes, insurance and HOA fees. As a Co-Owner, Balance also pays our share of these expenses each month.
Rebuild your credit and go back to a traditional mortgage
Get your finances back on track and improve your credit score. With no minimum term, you have the flexibility to repurchase your equity when you're ready to refinance into a traditional mortgage. Or choose to sell your home and keep your share of the proceeds.
